| SAVINGS ACCOUNTS |
Effective:
July 1, 2011 |
|
| Account Type |
Dividend Rate |
APY* |
|
| Share Savings
($5.00 - $100.00) |
0.00% |
0.00% |
|
| Share Savings
($100.01 - $5,000.00) |
0.10% |
0.10% |
|
| Share Savings
($5,000.01 - $10,000.00) |
0.20% |
0.20% |
|
| Share Savings
($10,000.01 - $20,000.00) |
0.25% |
0.25% |
|
| Share Savings
($20,000.01 - $40,000.00) |
0.35% |
0.35% |
|
| Share Savings
($40,000.01 & Above) |
0.449% |
0.45% |
|
 |
|
|
| Christmas Club Savings |
0.25% |
0.25% |
|
|
| CERTIFICATES |
Effective:
January 26, 2012 |
|
| Term |
Minimum Deposit |
Dividend Rate |
APY* |
|
|
03 Month CD |
$500 |
0..3990% |
0.40% |
|
|
06 Month CD |
$500 |
0.4990% |
0.50% |
|
|
09 Month CD |
$500 |
0.5490% |
0.55% |
|
|
12 Month CD |
$500 |
0.5990% |
0.60% |
|
|
18 Month CD |
$500 |
0.748% |
0.75% |
|
|
30 Month CD |
$500 |
0.947% |
0.95% |
|
|
60 Month CD |
$500 |
1.837% |
1.85% |
|
|
|
03 Month Jumbo CD |
$10,000 |
0.4490% |
0.45% |
|
|
06 Month Jumbo CD |
$10,000 |
0.5490% |
0.55% |
|
|
09 Month Jumbo CD |
$10,000 |
0.5990% |
0.60% |
|
|
12 Month Jumbo CD |
$10,000 |
0.6480% |
0.65% |
|
|
18 Month Jumbo CD |
$10,000 |
0.798% |
0.80% |
|
|
30 Month Jumbo CD |
$10,000 |
0.996% |
1.00% |
|
|
60 Month Jumbo CD |
$10,000 |
1.887% |
1.90% |
|
|
|
12 Month IRA CD |
Under $10,000 |
1.294% |
1.30% |
|
|
30 Month IRA CD |
Under $10,000 |
1.788% |
1.80% |
|
|
60 Month IRA CD |
Under $10,000 |
2.526% |
2.55% |
|
|
|
12 Month IRA Jumbo CD |
$10,000 |
1.393% |
1.40% |
|
|
30 Month IRA Jumbo CD |
$10,000 |
1.887% |
1.90% |
|
|
60 Month IRA Jumbo CD |
$10,000 |
2.624% |
2.65% |
|
|
