PLAIN DEALER CREDIT UNION

PRIVACY NOTICE

Plain Dealer Credit Union is owned by its members and run by a board of directors elected by you. The Plain Dealer Credit Union is state chartered and federally insured. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use, and safeguard your personal financial information. If you have any questions, please contact us at 1-216-999-4270.

Plain Dealer Credit Union collects nonpublic personal information about you from the following sources:

Information we receive from you on various applications or other forms;

Information about your transactions with us, affiliates or others; and

Information we receive from a consumer reporting agency.

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products to our membership. Each of these companies and financial institutions have been approved by the credit union’s board of directors.

We may disclose all of the information we collect as described above to other companies and financial institutions with whom we have joint marketing agreements.

We do not disclose any nonpublic personal information about our members or former members to anyone, except as permitted by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions, or protect the security of our financial records.

Plain Dealer Credit Union restricts access to nonpublic personal information about you to those employees who have a specific business purpose for using it. Our employees are trained on the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.