Rates











Loans | Mortgage | Savings | Certificates

ALL LOAN AND SAVINGS RATES ACCURATE AS OF
NOVEMBER 1, 2008
RATES SUBJECT TO CHANGE WITHOUT NOTICE

 

Loans Rate APR* Term  

New Automobile Loan  RATES AS LOW AS:   
With terms beginning at 36 months.  Rates based on TransUnion credit score.

2.95% 2.95%   Calculator

Used Automobile Loan  RATES AS LOW AS:
With terms beginning at 36 months.  Rates based on TransUnion credit score.

4.45%

4.45%   Calculator

Share Secured

8.20% 8.20% 60 Calculator

Unsecured Loan Open End

14.45% 14.45% n/a Calculator

Unsecured Loan Closed End  RATES AS LOW AS: 
With terms beginning at 36 monthes.  Rates based on TransUnion credit score.

8.95%  8.95%    Calculator

VISA

VAR VAR  n/a Calculator

 

APR = ANNUAL PERCENTAGE RATE
AUTO LOAN RATES REFLECT AUTOMATIC PAYMENT FROM PDCU CHECKING.
AUTO LOANS WITHOUT AUTOMATIC PAYMENT FROM PDCU CHECKING ARE 0.25% HIGHER.
Go To Loan Application | Go To Calculators | Back to Top
 

RATES SUBJECT TO CHANGE WITHOUT NOTICE


HOME EQUITY LINE OF CREDIT WITH PDCU CHECKING

Rate Points APR*
PRIME 0 PRIME


HOME EQUITY LINE OF CREDIT WITHOUT PDCU CHECKING

Rate Points APR*
PRIME + 0.25% 0 PRIME + 0.25%


SECOND MORTGAGE 60 MONTHS

Rate Points APR*
5.875% 0 5.875%


SECOND MORTGAGE 96 MONTHS

Rate Points APR*
6.000% 0 6.000%


15 Year MORTGAGE

Rate Points APR*
6.125% 0 6.125%


20 Year MORTGAGE

Rate Points APR*
6.500% 0 6.500%

 

APR = ANNUAL PERCENTAGE RATE
MORTGAGE LOAN RATES REFLECT AUTOMATIC PAYMENT FROM PDCU CHECKING.
MORTGAGE LOANS WITHOUT AUTOMATIC PAYMENT FROM PDCU CHECKING ARE 0.25% HIGHER.
Go To Loan Application | Go To Calculators | Back to Top
 


RATES SUBJECT TO CHANGE WITHOUT NOTICE

 

Savings Dividend Rate APY* Term
Share Savings                $5.00 - $100.00   0.000 n/a
Share Savings          $100.01 - $5,000.00 .75% .75% n/a
Share Savings      $5,000.01 - $10,000.00 1.00% 1.00% n/a
Share Savings    $10,000.01 - $20,000.00 1.24% 1.25% n/a
Share Savings    $20,000.01 - $40,000.00 1.44% 1.45% n/a
Share Savings       $40,000.01 and Above 1.59% 1.60% n/a
Regular IRA  3.21% 3.25% n/a
Christmas Club Savings 2.23% 2.25% n/a

 

APY = ANNUAL PERCENTAGE YIELD
INTEREST PAID QUARTERLY

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RATES SUBJECT TO CHANGE WITHOUT NOTICE

 

Certificates Dividend Rate APY* Term

Youth C.D. $100 min deposit 17 years and under. Available for all terms offered.  See rates below. 

     
3 Month C.D. $500. min deposit 2.97% 3.00% 3
6 Month C.D. $500. min deposit 3.21% 3.25% 6
9 Month C.D. $500. min deposit 3.26% 3.30% 9
12 Month C.D. $500. min deposit 3.75% 3.80% 12
18 Month C.D. $500. min deposit 3.84% 3.90% 18
30 Month C.D. $500. min deposit 3.94% 4.00%

30 

60 Month C.D. $500. min deposit 4.52% 4.60% 60
3 Month Jumbo C.D. $10,000. min deposit 3.06% 3.10% 3
6 Month Jumbo C.D. $10,000. min deposit 3.26% 3.30% 6
9 Month Jumbo C.D. $10,000. min deposit 3.31% 3.35% 9
12 Month Jumbo C.D. $10,000. min deposit 3.84% 3.90% 12
18 Month Jumbo C.D. $10,000. min deposit 3.89% 3.95% 18
30 Month Jumbo C.D. $10,000. min deposit 4.04% 4.10% 30
60 Month Jumbo C.D. $10,000. min deposit 4.62% 4.70% 60
IRA  C.D. 12 Months Under $10,000. 4.04% 4.10% 12
IRA  C.D. 30 Months Under $10,000. 4.28% 4.35% 30
IRA  C.D. 60 Months Under $10,000. 5.01% 5.10% 60
IRA  C.D. 12 Months Jumbo $10,000. min deposit 4.09% 4.15% 12
IRA  C.D. 30 Months Jumbo $10,000. min deposit 4.38% 4.45% 30
IRA  C.D. 60 Months Jumbo $10,000. min deposit 5.10%

5.20%

60 

 

APY = ANNUAL PERCENTAGE YEILD
INTEREST PAID QUARTERLY
PENALTY FOR EARLY WITHDRAWL

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